What We Do
Life Planning & Priority Setting
We dedicate time up front to understand you and what holds significance in your life. Amidst larger financial complexities, we try to address the most pressing concerns first, allowing us to create a solid foundation for the bigger picture.retirement readiness
Retirement Or Work Optional Planning
What does retirement mean to you? However you envision it, it’s a dreamed-of lifestyle change based on an ability to choose to work or not. Planning for this requires an understanding of your plans and creating the saving and investing strategy to get there.
Tax Analysis & Planning
We analyze your current and future tax circumstances. Volatility isn’t relegated to markets: There are constant changes in the tax landscape, too. We monitor the tax and regulatory environment for changes or opportunities that impact your financial progress and will coordinate with your CPA whenever a change is in order.
Investment Analysis & Strategy
We help you understand what you own. Our goal is to empower you with knowledge to make the investment experience straightforward and rewarding for you. Choose from personal portfolio management or options to DIY.
Cash Flow Analysis & Expense Planning
Cash flow planning is the most educational component of the financial plan. Whether or not you keep a budget, or save for planned long term expenses, understanding your inflows and outflows is the simplest way to benchmark your progress and decide when a change is in order.
Risk Management
We identify risks to your financial independence and provide advice to mitigate these risks. From loss of income to the impact of what you leave behind one day, we make sure you know your options and the future impact they have.
Estate Planning
We also review your estate plan to make sure your financial picture is in alignment. We consider how expected or unforeseen life events can potentially impact these plans. We are happy to work directly with your estate attorney or collaborate with our outside professionals.
Employer Benefits & Retirement Plans
From open enrollment options to a job transition in or out of a current employer, we can review what’s available to you and what to take advantage of within the context of your financial plan. We support your entire financial life, extending beyond what we manage.